Articles on Health Insurance Discussion.

Review the posts of your colleagues and identify three additional useful and valid articles for the topics published within the last three to five years. It is a better practice to utilize publications less than five years to ensure currency of your scholarly work. Your resources are to be unique to the discussion and not used in other posted sources by your colleagues. This will assist you in building your resource list for the assignment in module 4 with a robust reference list. Please ensure the publications are from credible sources such as professional healthcare journals, regulatory or accrediting agencies, or governmental publications. Avoid blogs or opinion posts on the internet as t

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hese may not be grounded in research or scholarly work. Wikipedia is not to be used for this activity.

For each article identified: 1. Write a 3-4 sentence summary of the selected article 2. Share why you find this article applicable to the objectives 3. Include a reference in APA format below each summary Initial posts are due by Friday of module 3. Then reply to two peers with your thoughts on the articles shared. Also conduct a peer review of the APA reference and offer suggestions to noted opportunities in the format in your reply. Note we are following APA 7th edition format and the reference should look like the below: Constantine-Castillo, C. (2022). Article title not in title case. Name of Journal Spelled out in Italics and no Abbreviations, 23(2), 34-43. https:theurlforyourarticle.

Replies to peers are due no later than Sunday so these are ready for use in the development of the module 4 assignment. 1.Tori Lukes posted Subscribe Previous Next This page automatically marks posts as read as you scroll. Adjust automatic marking as read setting This article will give understanding with respect to proposed rules for fetus removal(abortion) concerning the Affordable Healthcare Act. Early terminations are a colossal point in clinical consideration and society overall. ‘

Recalling this for the Affordable Healthcare Act caused a lot of isolated decisions in political districts similarly as clinical benefits. A ton of people didn’t completely accept that those early terminations ought to have been presented in the Affordable Healthcare Act were others suspected something. In this article it will analyze the proposition against early terminations in the Affordable medical services act. The reason I picked this article is because while discussing clinical consideration especially with government help, I like to show the different sides of the reach. The different sides should be inspected so individuals get a veritable comprehension on the central thing. Marketplace Plans: The Impact of Proposed Rules for Consumers, Insurers and Regulators. KFF. https://www.kff.org/womens-health-policy/issuebrief/abortion-coverage-in-the-aca-marketplace-plans-theimpact-of-proposed-rules-for-consumers-insurers-andregulators/ At the point when medical care is being analyzed, Society in many cases fails to remember that medical services isn’t in every case truly. There is a great deal of Americans who manage mental, behavioral, and emotional well-being issues.

This is an area of medical services that is neglected. It is critical to not disregard the emotional wellness area of medical services. Numerous Americans will most likely be unable to manage the cost of the right treatment for their disease. Remembering emotional well-being for Medicare is significant. This article is significant on the grounds that it tells you precisely what each arrangement has carried out to help the people who can’t manage the cost of medical care protection for emotional wellness. Outpatient Mental Health Coverage. (2019). Medicare.gov. https://www.medicare.gov/coverage/mental-health-careoutpatient The next article I choose is in regard to dental care. Medicare does not really cover anything. It covers incredibly essential methods. To the extent dental consideration goes it isn’t helpful except if you buy Plan C. which certain individuals will most likely be unable to manage. Plans An and B of dental protection can be bought while previously having an arrangement set up it simply adds additional assurance. The reason I picked this article is on the grounds that it gives genuine understanding on what Americans who don’t have dental medical coverage need to manage on the consistent schedule. It likewise covers the piece of this model where we are to talk about clinical consideration related to dental care. Medicare and Dental Coverage: What You Should Know. (n.d.). WebMD. Retrieved January 27, 2022, from https://www.webmd.com/health-insurance/medicare-anddental-coverage#1 2.Tara Sepe posted This page automatically marks posts as read as you scroll. Adjust automatic marking as read setting This article is about what insurance companies are obligated to do when it comes to personal injury claims. Insurance companies must abide by certain responsibilities and the policyholders should be able to rely on their insurance companies with no issues.

If you were to file a claim against someone else’s insurance, the other person’s insurance company does not owe you any obligation. Insurance companies have an obligation to defend their clients in court as well. Lastly, if another person were to be a cause for your injury, however, they are uninsured, your insurance company has the obligation to pay for the damage. This article is perfect for the objectives, especially the first one, which is “Interpret individual responsibility and changes for insurers especially as associated with Medicare, Medicaid, abortion, mental health, dental care, medical practice, and the economy.” The source explains to individuals who may not know what insurance companies are obligated to do when it comes to a certain situation, in this case, personal injury. It is associated with medical practice, because the person may need medical help when enduring a personal injury. Reference: “What Are Insurance Companies’ Obligations in a Personal Injury Claim?” What Are Insurance Companies Obligated To Do In A Personal Injury Claim Comments, 26 Oct. 2021, https://knutsoncasey.com/insurance-companiesobligations-in-personal-injury-claim/. Not only do health insurance companies have physical health coverage, some, but not all, have mental health coverage.

Although some are covering for mental health, they are not doing it the way they should. Health insurance companies will often discriminate against individuals in need of mental health services and coverage, and it causes the person to have to wait a longer period of time for their service, travel a long distance just to receive help, and sometimes see someone who costs an incredible amount of money. There are also many strict qualifications an individual must qualify for, which makes it increasingly difficult for someone to receive the help they need when it comes to their mental health. This article relates to our first objective, particularly the mental health aspect of it. Parity laws have been put in place; however, they still do not guarantee insurance coverage. These laws require insurance to cover things such as mental health services and substance abuse. Mental health and insurance coverage is an incredibly flawed concept. Not many people know how detrimental this could possibly be to someone’s life, especially if they are unable to afford things such as counseling services.

“Health Insurers Still Don’t Adequately Cover Mental Health Treatment.” NAMI, 13 Mar. 2020, https://www.nami.org/Blogs/NAMI-Blog/March-2020/HealthInsurers-Still-Don-t-Adequately-Cover-Mental-Health-Treatment. Interest rates in hospitals have significantly decreased ever since the passing of the Affordable Care Act. This has had a positive impact when it comes to the outcomes of the patients, medical equipment, and further research. The ACA has made hospitals’ fiscal health significantly better, especially in Medicaid expansion states. Articles on Health Insurance Discussion.

This has caused them to be more financially stable than states who do not have Medicaid expansion. If the ACA were to be repealed, this would have a negative, lingering effect on these hospitals. Lastly, this article is in relation to our second objective, which is, “Discuss the financial implications of the Affordable Care Act including tax changes, new penalties, spending cuts, and how they will impact the delivery of care and the US economy.” It explains how hospitals are affected by the ACA and Medicaid, and the hospitals who are in Medicaid expansion states receive more of a positive impact from the ACA than others who do not live in these states. McGrail, Samantha. “Hospitals Saw Lower Interest Rates after Affordable Care Act.” RevCycleIntelligence, 23 Oct. 2019, https://revcycleintelligence.com/news/hospitals-saw-lower-interest-ratesafter-affordable-care-act.

You must proofread your paper. But do not strictly rely on your computer’s spell-checker and grammar-checker; failure to do so indicates a lack of effort on your part and you can expect your grade to suffer accordingly. Papers with numerous misspelled words and grammatical mistakes will be penalized. Read over your paper – in silence and then aloud – before handing it in and make corrections as necessary. Often it is advantageous to have a friend proofread your paper for obvious errors. Handwritten corrections are preferable to uncorrected mistakes.

Use a standard 10 to 12 point (10 to 12 characters per inch) typeface. Smaller or compressed type and papers with small margins or single-spacing are hard to read. It is better to let your essay run over the recommended number of pages than to try to compress it into fewer pages.

Likewise, large type, large margins, large indentations, triple-spacing, increased leading (space between lines), increased kerning (space between letters), and any other such attempts at “padding” to increase the length of a paper are unacceptable, wasteful of trees, and will not fool your professor.

The paper must be neatly formatted, double-spaced with a one-inch margin on the top, bottom, and sides of each page. When submitting hard copy, be sure to use white paper and print out using dark ink. If it is hard to read your essay, it will also be hard to follow your argument.

ADDITIONAL INSTRUCTIONS FOR THE CLASS

Discussion Questions (DQ)

Initial responses to the DQ should address all components of the questions asked, include a minimum of one scholarly source, and be at least 250 words.
Successful responses are substantive (i.e., add something new to the discussion, engage others in the discussion, well-developed idea) and include at least one scholarly source.
One or two sentence responses, simple statements of agreement or “good post,” and responses that are off-topic will not count as substantive. Substantive responses should be at least 150 words.
I encourage you to incorporate the readings from the week (as applicable) into your responses.

Weekly Participation

Your initial responses to the mandatory DQ do not count toward participation and are graded separately.
In addition to the DQ responses, you must post at least one reply to peers (or me) on three separate days, for a total of three replies.
Participation posts do not require a scholarly source/citation (unless you cite someone else’s work).
Part of your weekly participation includes viewing the weekly announcement and attesting to watching it in the comments. These announcements are made to ensure you understand everything that is due during the week.

APA Format and Writing Quality

Familiarize yourself with APA format and practice using it correctly. It is used for most writing assignments for your degree. Visit the Writing Center in the Student Success Center, under the Resources tab in LoudCloud for APA paper templates, citation examples, tips, etc. Points will be deducted for poor use of APA format or absence of APA format (if required).
Cite all sources of information! When in doubt, cite the source. Paraphrasing also requires a citation.
I highly recommend using the APA Publication Manual, 6th edition.

Use of Direct Quotes

I discourage overutilization of direct quotes in DQs and assignments at the Masters’ level and deduct points accordingly.
As Masters’ level students, it is important that you be able to critically analyze and interpret information from journal articles and other resources. Simply restating someone else’s words does not demonstrate an understanding of the content or critical analysis of the content.
It is best to paraphrase content and cite your source.

LopesWrite Policy

For assignments that need to be submitted to LopesWrite, please be sure you have received your report and Similarity Index (SI) percentage BEFORE you do a “final submit” to me.
Once you have received your report, please review it. This report will show you grammatical, punctuation, and spelling errors that can easily be fixed. Take the extra few minutes to review instead of getting counted off for these mistakes.
Review your similarities. Did you forget to cite something? Did you not paraphrase well enough? Is your paper made up of someone else’s thoughts more than your own?
Visit the Writing Center in the Student Success Center, under the Resources tab in LoudCloud for tips on improving your paper and SI score.

Late Policy

The university’s policy on late assignments is 10% penalty PER DAY LATE. This also applies to late DQ replies.
Please communicate with me if you anticipate having to submit an assignment late. I am happy to be flexible, with advance notice. We may be able to work out an extension based on extenuating circumstances.
If you do not communicate with me before submitting an assignment late, the GCU late policy will be in effect.
I do not accept assignments that are two or more weeks late unless we have worked out an extension.
As per policy, no assignments are accepted after the last day of class. Any assignment submitted after midnight on the last day of class will not be accepted for grading.

Communication

Communication is so very important. There are multiple ways to communicate with me:
Questions to Instructor Forum: This is a great place to ask course content or assignment questions. If you have a question, there is a good chance one of your peers does as well. This is a public forum for the class.
Individual Forum: This is a private forum to ask me questions or send me messages. This will be checked at least once every 24 hours. Articles on Health Insurance Discussion.

Articles on Health Insurance Discussion.