Financial And Health Insurance Matrix

Assignment Content

Complete the Financial and Health Insurance Matrix.
Cite any references to support your assignment.

Format your assignment according to APA guidelines.

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Understanding the various models of health insurance in the U.S. is essential in helping you develop foundational health care knowledge as you progress through the course and for your future role as a health care employee. The following matrix is designed to help you understand how health care is financed and how health insurance influences patients and providers.

Complete the matrix. In each box, describe the model in your own words. Ensure that your response is between 150 and 300 words. Consider the following as you complete the matrix:

· How is the care paid or financed when this model is used?

· What is the structure behind this model? Is it a gatekeeper, open-access, or combination of both?

· What are the benefits for providers who use this model?

· What are the challenges for providers who use this model?

Model	Describe the model in your own words (150 to 300 words for each response).
Health Maintenance Organization (HMO)
Preferred Provider Model
Point-of-Service Model
Provider-Sponsored Organization
High-Deductible Health Plans and Savings Options

ADDITIONAL INSTRUCTIONS FOR THE CLASS

Discussion Questions (DQ)

Initial responses to the DQ should address all components of the questions asked, include a minimum of one scholarly source, and be at least 250 words.
Successful responses are substantive (i.e., add something new to the discussion, engage others in the discussion, well-developed idea) and include at least one scholarly source.
One or two sentence responses, simple statements of agreement or “good post,” and responses that are off-topic will not count as substantive. Substantive responses should be at least 150 words.
I encourage you to incorporate the readings from the week (as applicable) into your responses.

Weekly Participation

Your initial responses to the mandatory DQ do not count toward participation and are graded separately.
In addition to the DQ responses, you must post at least one reply to peers (or me) on three separate days, for a total of three replies.
Participation posts do not require a scholarly source/citation (unless you cite someone else’s work).
Part of your weekly participation includes viewing the weekly announcement and attesting to watching it in the comments. These announcements are made to ensure you understand everything that is due during the week.

APA Format and Writing Quality

Familiarize yourself with APA format and practice using it correctly. It is used for most writing assignments for your degree. Visit the Writing Center in the Student Success Center, under the Resources tab in LoudCloud for APA paper templates, citation examples, tips, etc. Points will be deducted for poor use of APA format or absence of APA format (if required).
Cite all sources of information! When in doubt, cite the source. Paraphrasing also requires a citation.
I highly recommend using the APA Publication Manual, 6th edition.